Let's Chat Indianapolis!

Are Closing Costs Tax Deductible????

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Thu, 29 Jul 2010 11:03:18 -0400

Are Closing Costs Tax Deductible????

We frequently hear this question as we're working with buyers to find the "perfect place" in Indianapolis. Of course we aren't tax accountants (thank goodness!), and therefore not allowed to provide tax advice. But we can refer our clients to great resources where they can find the answers to these questions.

According to the IRS website, Loan Points and Origination fees are tax deductible, and PMI may also qualify. Visit this IRS website for the details. It is actually amazingly easy to understand and an excellent resource. We also recommend you talk to a tax accountant to see how this applies to your individual circumstances.

Thank you Lenn Harley for reminding us about this in your recent post Is The Origination "Point" Deductible?? Yes the IRS Says So". Of course, we also caution everyone to read the IRS site carefully, because as Lenn so aptly put it "The Devil is in the Details". We couldn't agree more!

Originally posted by Steve and Tonda Hoagland on their Active Rain Blog, www.IndyChats.com

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We are passionate about helping our clients improve the quality of their family's lives. We do so much more than just "sell" houses. (read more) With backgrounds in Sales, Technology, and e-pro certified, we use the latest tools to simplify each trasaction for our clients and utilize extensive internet exposure to market our listings. Google us or any of our listings!

The Hoagland Group specializes in the following Central Indiana areas: Indianapolis, Greenwood, Center Grove, Whiteland, Franklin, Mooresville, Martinsville, Avon, Carmel, Fishers, Westfield, Geist, and Plainfield.

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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Guaranteed Buyouts Cost Sellers $$$$$

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Wed, 28 Jul 2010 17:39:48 -0400

Guaranteed Buyouts Cost Sellers $$$$

One of our former clients in sent us an email today. They are considering building a new home in Indianapolis and want to find a Realtor or builder who is willing to offer a Guaranteed Buy Out. Are we interested? Here was our response.....

We have never taken on a Guaranteed Buyout because we don’t feel it is in the best interests of our clients. In essence, to provide a GBO we would have to hedge the risk of selling your home. To do that we would have to offer less as a GBO price than the current market value. For instance: We might offer you 80% of your list price for your home if it doesn't sell within a particular time frame.

We have met with some of the best builders around Indianapolis. Most of them are also hesitant to do a GBO, even if the “new” home is significantly higher priced. There is a substantial amount of risk involved – particularly in the current real estate marketplace.

Understandably, the idea of a GBO is very appealing to a seller– mostly because you won’t end up owning 2 homes at the same time at some point in the future. However there is a cost to that reduced risk.

In our experience the best way to reduce your cost and maximize your return is to hire a great agent and sell the home out right. The housing market is very much like the financial market – it is very efficient and if it seems like too good of a deal it probably is. If a builder is offering a GBO, the dollars are “still in there” – they just move to a different column on the spreadsheet. A GBO requires a builder to assume the risk of selling your property. Because the market is efficient they have one of two options:

Offer you less than market value as a GBO price.

Offer you market value, but add the “risk value” to the purchase price of the new home.

Either way there is a cost to you if the home doesn't sell in the designated time.

You have several different options.

Aggressively market your home with an experienced agent, sell your home at a price you are comfortable accepting, then contract with a builder at the very best price you can negotiate. (May require a double move.

Accept a guaranteed buyout price that is significantly below market price, but know you won't own 2 homes at the same time. (From either a builder or broker who is willing to provide a GBO.)

Accept an inflated guaranteed buyout price from a builder and wonder how much just got added to the price of the new home.

We firmly believe that in order to get the best price on your new construction home in Indianapolis, you should negotiate the price independent of any discussion of a guaranteed buyout from a builder. It's the same principle as negotiating a price on a new car without a trade in! That way you can know for certain the true cost of your home and compare builders more accurately. For the most part, our experience has shown that Guaranteed Buyouts Cost Sellers $$$. Unless you happen to come across a broker or builder that doesn't know the market or is willing to agree to a buyout at market price. In that case... they will usually end up keeping the home on the market for months after the buyout, accruing steep holding costs, leasing or selling at a significant loss. In which case the GBO costs them $$$$ and you, the seller WIN!

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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Homes for Sale in Trafalgar IN - offered by The Hoagland Group - 112 Carnation Ct

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Tue, 06 Jul 2010 15:00:43 -0400

Homes for Sale in Trafalgar IN - offered by the Hoagland Group - 112 Carnation Ct

• 2,057sf 3bdrm, 2 1/2 bath, .46 acre lot

Crest Ridge Estates, Trafalgar - The cozy front porch says "relax & stay awhile" as you approach this beautiful custom built home with all of the features you're looking for -- including an open, circular floor plan perfect for entertaining! The large living room flows into a sunny dining area which adjoins the lovely kitchen and spacious family room with gas fireplace & computer nook.

The master bedroom features a soaring cathedral ceiling, arched window, huge walk in closet & bath with whirlpool tub & separate shower. What a great place to unwind after a busy day!

Everyone will enjoy relaxing on the screened porch which features a cathedral ceiling & adjoining deck or playing in the fenced backyard complete with playset & professional landscaping for added privacy. Other amenities include brick/cedar exterior, mini barn, large cul-de-sac lot (.46 acres) & security system.

This property is nicely updated & meticulously maintained -- plus appliances are included (even the front load washer & dryer), taxes are low, and it's close to "4 Star" Indian Creek Schools! Convenient location just off of SR 252. Easy drive to Greenwood, Martinsville, Camp Atterbury.

Contact Steve or Tonda Hoagland for more details or to schedule a showing!

Property details, google map, virtual tour and more for 112 Carnation Ct

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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Homes for Sale in Greenwood IN - offered by the Hoagland Group - 1368 Tuscany Drive

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Tue, 06 Jul 2010 14:01:11 -0400

Homes for Sale In Greenwood IN 46143 - offered for sale by The Hoagland Group - 1368 Tuscany Dr

• 2,424 sq. ft., 3 1/2 bath, 4 bdrm single story "with 1 bdrm up" - $229,900 - Former Model Home!

Tuscany Village, Greenwood - Top of the line finishes and every available upgrade are found throughout this open and spacious 4 BR, 3 ½ bath, 2420 sq ft former model home. The gourmet kitchen is a wonderful entertaining space featuring hardwood floors, double oven, center island, stainless appliances and corian countertops.

Other amenities include a home office, gas fireplace, open floor plan, cathedral or 9' ceilings, decorative columns, walk-in closets, pantry, ceramic floors, arched doorways, security system, master bedroom on main level, jack n jill bath, custom window treatments, built in speakers, irrigation system, patio - with pergola, 2 1/2 car garage and Center Grove schools!

Great location, only minutes from the Greenwood Mall and restaurants. Easy access to I-65 or Meridian Steet (less than 30 minutes to downtown Indianapolis) Premier lot backs up to community common area and playground. Contact Steve or Tonda Hoagland to schedule a showing!

See More Property Details, Google Maps, Virtual Tour, etc for 1368 Tuscany Drive, Greenwood IN 46143.

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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Homes for Sale in Greenwood IN - offered by the Hoagland Group - 615 San Ricardo Ct

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Tue, 29 Jun 2010 18:17:05 -0400

Homes for sale in Greenwood IN - The Hoagland Group just listed 615 San Ricardo Ct in Center Grove

The Villas, Greenwood - A lovely updated kitchen will make you glad to call this 3 bedroom, 2 bath house in Center Grove “home”! Enjoy time with friends around the fireplace in the great room, or on the multi level deck in the huge nearly 1/2 acre backyard. Located at the end of a quiet cul-de-sac this home is convenient to entertainment and shopping - the Greenwood Mall is only 5 minutes away - and has very affordable property taxes. Newer roof & windows, ceramic tile floors, cathedral ceiling, security system, mini-barn, storage barn, and playset – this home has it all! Center Grove schools too!

Click here for more details, virtual tours, google maps, etc.on 615 San Ricardo Ct, Greenwood IN

Originally posted by Steve and Tonda Hoagland at www.Indychats.com on 6/29/2010

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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Homes for Sale in Perry Township - SOLD by the Hoagland Group: 7207 Rose Drive, Indianapolis

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Tue, 29 Jun 2010 16:03:16 -0400

Homes for Sale in Perry Township - SOLD by the Hoagland Group: 7207 Rose Drive
Listed 4/15/2010 $129,900 Sold 4/21/2010 $128,500

Lovely New Kitchen!

This was a lovely, hard to find 4 bedroom 2 bath ranch home on a quiet street in Perry Township. It was well cared for and included many updates including a recent kitchen remodel featuring beautiful custom maple cabinetry.

With both a living room and spacious family room, there was plenty of room to stretch out! The dry, unfinished basement was a perfect play area, workshop, exercise room or ready to be finished as additional living space.

Other amenities included hardwood floors, 2 car oversized garage, new energy efficient furnace with air cleaner & humidifier(2009), new water softener(2008), city water, .35 acre lot, fenced yard, mature trees and one year warranty. Convenient location, short commute to downtown Indianapolis, or 3 miles to Greenwood Mall.

Sold in time for homeowner to take advantage of the Federal Tax Credit which required an accepted offer by 4/30/2010!

This one is sold -- Click the scrolling properties or map below to find other great Perry Township properties which are still available.

Originally posted by the Hoagland Group at www.IndyChats.com on 6/29/10

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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The Hoagland Group just SOLD 421 Narcissus Drive, Indianapolis IN 46227

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Thu, 17 Jun 2010 12:46:58 -0400

The Hoagland Group just SOLD 421 Narcissus Drive, Indianapolis IN 46227

Beautiful home in the popular Perry Township neighborhood of Hill Valley.

If you happen to live in Hill Valley, stop by and say "hi" to your new neighbor!

This one is sold, but there are may other lovely Hill Valley homes for sale. Click on the slide show below to see similar Perry Township properties.

Originally posted by Steve & Tonda Hoagland on Active Rain Blog, www.Indychats.com

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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The Hoagland Group just SOLD 999 Silver Hill Lane, Greenwood, IN 46142

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Wed, 09 Jun 2010 19:07:00 -0400

The Hoagland Group just SOLD 999 Silver Hill Lane, Greenwood, IN 46142

Beautiful home in the popular Center Grove neighborhood of Silver Springs.

If you happen to live in Silver Springs, stop by and say "hi" to the Jansing family!

This one is sold, but there are may other lovely Center Grove Properties still available. Click on the slide show below to see additional options.

Originally posted by Steve and Tonda Hoagland on Active Rain Blog, Indychats.com

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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Homes for Sale in Greenwood IN - SOLD by The Hoagland Group - 577 Macy Way - Pebble Hills

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Tue, 25 May 2010 13:58:32 -0400

Homes for Sale in Greenwood IN - SOLD by The Hoagland Group - 577 Macy Way in Pebble Hills

This charming Center Grove home in Pebble Hills was listed for $175,900 and sold in 21 days for $167,500. The welcoming great room was the center of this lovely home & featureed a soaring cathedral ceiling & cozy fireplace, while the adjoining breakfast room & kitchen led out to an incredible half acre yard with mature trees, lush landscaping, basketball court & mini barn. The large patio was a wonderful outdoor living space for relaxing, watching the kids & pets play, or entertaining friends and family. There was a the versatile living room area which could be used to accommodate a busy family’s needs – dining room, home office, playroom, etc. Great location -- popular Center Grove Schools and only 20 minutes to downtown Indianapolis.

Find other similar homes for sale in Center Grove by clicking on the scrolling properties below.

Originally posted by The Hoagland Group on Active Rain Blog at www.IndyChats.com

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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Homes for Sale in Martinsville, IN - 1500 S Hunters Trace - New Price $549,000

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Tue, 25 May 2010 13:06:22 -0400

Homes for Sale in Martinsville, IN - 1500 S Hunters Trace - NEW PRICE $549,000

Homes for Sale in Martinsville, IN - 1500 S Hunters Trace - New Price $549,900 - Reduced $50,000

6,654 sq. ft., 4 bath, 4 bdrm Estate on 25 acres with guest house and "stunning vista viewl".

Wow! The Hoagland Group is pleased to offer this lovely Home Near Brown County On 25+ Wooded Acres where you can enjoy the Private Lake With Scenic a stunning Vista Of Southern Indiana. You May Be In The Country, But You'll Enjoy All Of The Modern Conveniences - New Kitchen & Baths, Granite Counters, Stainless Appliances, Hardwood & Ceramic Floors, Home Theater Room & Much More. Guest House For Friends, Office Studio, Etc. Very Private, Yet Easily Accessible-Only 30 Minutes From Indianapolis.

More Details, Virtual Tour, Google Map etc.

Originally posted by The Hoagland Group on Active Rain Blog

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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Homes for sale in Greenwood IN - 4729 Hickory Wood Row -- Hickory Stick

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Tue, 11 May 2010 16:14:54 -0400

Homes for Sale in Greenwood IN -- 4729 Hickory Wood Row -- Hickory Stick

• 4,211 sq. ft., 4 bath, 4 bdrm single story "Plus large finished basement" - $399,900 - Beautiful Home!

Homes for Sale in Greenwood IN - Quality craftsmanship & attention to detail abound in this beautiful home built by Cary McNeal, 2003 Johnson County Builder of the year! Dramatic entry, decorative stone sidewalk & arched windows welcome your guests!

Open floor plan is fantastic for families or entertaining. The formal dining with hardwood floors accommodates a huge table so there's room for large dinner parties or family gatherings and it's open to the spacious great room with soaring ceilings and built in bookshelves.

An extra wide open stairway leads down to the entertaining area in the spacious finished basement which features a wet bar , 2nd fireplace, 4th bedroom with daylight window, bonus room (great exercise area), full bath, den with built in cabinets and large unfinished area for extra storage.

Inviting Master Suite features a whirlpool tub surrounded by a glass block window, raised double marble vanity, separate shower, plus a huge walk in closet sure to be the envy of your friends! There is also a private entrance leading to the cedar deck.

Lovely kitchen features granite counters, tile floors, Amish cabinetry, breakfast bar & built in china cabinet in large informal dining area surrounded by windows which look out over the pretty back yard.

Other amenities included, poplar woodwork, irrigation system, lighted crawl space, security alarm, wood shelf storage systems in closets, transom windows, abundant storage & 4 car garage.

All located in a quiet golf community with a neighborhood pool for everyone to enjoy!

Property information

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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Homes for Sale in Whiteland IN - JUST SOLD -- 467 West St in Oakville

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Tue, 11 May 2010 14:21:05 -0400

Homes for Sale in Whiteland IN -- JUST SOLD -- 467 West St in Oakville

Listed 3/29/10 for $175,000
Pended 4/6/10
Closed 5/7/10 Sales Price $172,900

This was a lovely home on a pond with a soaring 2 story foyer. Spacious 3124 square feet with a versatile layout which was great for a busy family's lifestyle! Lots of space for entertaining around the kitchen's center island, snuggling next to the Great Room's cozy frplc, or visiting in the formal dining room which by the way, was big enough for the entire family!

The beautiful main level master suite amenities included a separate shower, whirlpool tub, arched window, walk in closet & private stairway to a unique sitting room which would be a great nursery, home office, excercise room, quiet get-away or.....?????

Large loft offered a second living space separate from the main level -- what a great playroom, teenage hang out or place to watch sports with lots of friends!

Abundant storage through out with walk in closets in every bedroom, plus a closet in the loft area & an extended side load garage. Truly fantastic!

Property information

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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Homes for Sale in Perry Township - 7207 Rose Drive, Indianapolis IN 46227

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Fri, 16 Apr 2010 15:56:17 -0400

Lovely New Kitchen!

Homes for Sale in Perry Township - 7207 Rose Drive, Indianapolis IN 46227 - This is a lovely, hard to find 4 bedroom 2 bath ranch home on a quiet street in Perry Township. It's well cared for and includes many updates including a recent kitchen remodel featuring beautiful custom maple cabinetry.

With both a living room and spacious family room, there's plenty of room to stretch out! The dry, unfinished basement is a perfect play area, workshop, exercise room or ready to be finished as additional living space.

Other amenities include hardwood floors, 2 car oversized garage, new energy efficient furnace with air cleaner & humidifier(2009), new water softener(2008), city water, .35 acre lot, fenced yard, mature trees and one year warranty. Convenient location, short commute to downtown Indianapolis, or 3 miles to Greenwood Mall.

View More Details for 7207 Rose Drive, Virtual Tour, Google Maps etc.

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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Homes for Sale in Edenwilde - 8112 Woodington Ct, Indianapolis IN

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Fri, 16 Apr 2010 15:13:10 -0400

Homes for Sale in Edenwilde - 8112 Woodington Ct, Indianapolis IN 46259

Half Acre Lot on Quiet Court

Homes for Sale in Edenwilde - 8112 Woodington Ct, Indianapolis IN 46259 - Beautiful 5 bedroom home on a quiet court in Edenwilde! Soaring 2 story entry welcomes your guests and opens up to a spacious living room flanked by columns and the impressive dining room ready for entertaining – just add family and friends!

The master bedroom features a vaulted ceiling, plant shelf, garden tub, separate shower, dual vanity & wI closet. Other custom details include 9’ ceilings, full brick front, security system & 6 panel doors throughout.

You’ll love relaxing in the new 3 season sunroom – great place to have your morning coffee -- and the whole family will enjoy the fantastic ½ acre yard, Edenwilde neighborhood pool, playground and basketball court! Convenient location too – close to downtown Indianapolis, ease access to I-74 and I-65.

More Property Details, Google Street Map and Virtual Tour

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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Homes for Sale in Whiteland IN - 467 West St - Oakville

Tonda & Steve Hoagland Greenwood IN Real Estate (Keller Williams Realty) — Tue, 13 Apr 2010 10:04:09 -0400

Homes for Sale in Whiteland IN
467 West St, Whiteland IN 46184
Oakville Neighborhood

Beautiful Home!

• 3,124 sq. ft., 3 bath, 4 bdrm 2 story "Master on Main Level" - $175,000 - Smart Value!

A lovely lake view says "welcome home" the minute you enter the soaring 2 story foyer of this great home for sale in Whiteland IN. Spacious 3124 square feet with a versatile layout which lends itself to a busy family's lifestyle! Lots of space for entertaining--gather around the kitchen's center island, snuggle next to the Great Room's cozy frplc, or visit in the formal dining room which by the way, is big enough for the entire family!

The beautiful main level master suite amenities include separate shower, whirlpool tub, arched window, walk in closet & private stairway to a unique sitting room which would make a great nursery, home office, excercise room, quiet get-away or.....?????

Large loft offers a second living space separate from the main level -- what a great playroom, teenage hang out or place to watch sports with lots of friends!

Abundant storage through out with walk in closets in every bedroom, plus a closet in the loft area & an extended side load garage. Truly fantastic!

More Info, Google Street Map and Virtual Tour for 467 West St

Find other homes for sale in Whiteland IN

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Steve Hoagland, Steve@PerfectPlaceForYou.com
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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