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Attention Indianapolis Home Buyers! FHA Monthly Mortgage Insurance Increasing on 4/18

Attention Indianapolis Home Buyers!  FHA Monthly Mortgage Insurance Increasing on 4/18

Just a reminder that the FHA monthly mortgage insurance premium is increasing on April 18th.  If you are going to use FHA financing and have an Indianapolis area property you're considering purchasing -- don't wait.  Getting an address to a lender so they can pull a case number before the 18th will save you money.  

If you haven't found the "perfect place" yet -- don't dispair.  Yes, your monthly FHA mortgage insurance will be a little higher, but there are other options.  You may want to consider saving a little extra so you can put down an additional 1.5% and use Conventional Financing.

                            New Monthly Mortgage Premiums

   90% LTV            95% LTV                97% LTV

FHA              1.10%               1.10%                     1.15%

Conv              .49%                 .67%                       N/A

(FHA minimum down payment is 3.5%, Conventional minimum down payment is 5%)

Give us a call for more details!

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We are passionate about helping our clients improve the quality of their family's lives. We do so much more than just "sell" houses(read more)  With backgrounds in Sales, Technology, and e-pro certified, we use the latest tools to simplify each transaction for our clients and utilize extensive internet exposure to market our listings.  Google us or any of our listings! 

The Hoagland Group specializes in the following Central Indiana areas:  Indianapolis, Greenwood, Center Grove, Whiteland, Franklin, Mooresville, Martinsville, Avon, Carmel, Fishers, Westfield, Geist, and Plainfield.

Search for Central Indiana Properties or for more Real Estate News, visit PerfectPlaceForYou.com.

Steve HoaglandSteve@PerfectPlaceForYou.com       Search For Homes Button
Tonda Hoagland, Tonda@PerfectPlaceForYou.com

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